265 Palatka Street

Introducing the 2-car courtyard garage Lila floor plan by Kolter Homes--a perfect fusion of modern style, everyday comfort, and lasting craftsmanship. This thoughtfully designed 3-bedroom, 3-bath home features a 2-car oversize courtyard garage, welcoming front porch, and elegant paver driveway. Built above current Florida Building Code standards, it includes 2x6 exterior walls, impact-resistant windows, and durable James Hardie siding--offering both strength and peace of mind. Inside, tray ceilings add volume and sophistication, while rich hard wood floors flow seamlessly throughout. At the heart of the home, a designer kitchen showcases an oversized island, quartz countertops, GE Profile appliances, and brushed nickel finishes. This oversized homesite features woodland views and plenty of room for a pool. The owner's suite provides a relaxing escape, complete with a frameless walk-in shower and built-in seating--bringing spa-like luxury to your daily routine. With our Mortgage company CTC mortgage ask us about special financing options with rates in the low 3% range. Located in Panama City Beaches newest master planned community, Saltgrass at Ward Creek, offering resident only amenities that includes Lawn care, resort style pool & Pavillion, & pickleball courts. This home offers easy access to Panama City Beach, 30A, Pier Park, & less than 15 minutes from the airport, without the traffic and congestion. Recent announcements to the area include the new TMH/FSU Hospital, West Bay Shopping Center, and a Publix opening in Spring 2026. The Lila delivers luxury, space, and a prime location.